​Why Pet Insurance for Indoor Cats?

Do you think your indoor cat is safe from all dangers, so pet insurance isn't necessary? Unfortunately, that's not true. While it’s easy to assume that an indoor lifestyle shields your feline friend from harm, indoor cats face their own unique set of risks. From unexpected health issues to accidental injuries, an indoor cat is not as invincible as you might think. In this blog post, we'll explore why pet insurance is a smart investment for your indoor feline friend. Ensuring their safety and your peace of mind has never been more important.

The reality of vet costs

Going to the vet has become more expensive, just like groceries and gas. In fact, if you look at the official data, veterinary services have increased by 30% over the past four years as at the end of March 2024. Even if Whiskers or Tiger never ventures outside, they might still need to visit the vet. Indoor cats are still at risk of illnesses and accidents. Unexpected events like poisoning or diabetes can burn a hole in your pocket. For instance, we had one case where the treatment for an eight-year-old cat with diabetes cost an eye-watering $6,900 or about the same cost as the price of second hand car!

Unique Health Risks for Indoor Cats

Indoor cats aren’t dodging traffic or confronting roaming cats in the backyard, but they can face health issues. Conditions such as obesity, stress-related conditions, and chronic illnesses like kidney disease are not uncommon. These can require long-term, expensive care for things like medication, special diets, and regular vet visits. Cat insurance can cover a chunk of these costs, helping you keep your cat healthy and happy without stressing over the expense.

Accidents and the unexpected

We often think of indoor cats lounging safely at home, but they face various risks. Here are a few common ones:

- Accidental falls: Cats are natural climbers and may sometimes misjudge their jumps, leading to falls and injuries. Even a short fall can result in broken bones or other serious injuries.

- Poisoning: Indoor cats are at risk of accidental poisoning from household substances such as cleaning products, human medications and plants. Cats are curious creatures and may ingest toxic substances if they're not properly secured or stored out of reach.

- Household accidents: In addition to specific hazards, indoor cats may also be at risk of more general household accidents, such as getting trapped in tight spaces, accidentally ingesting foreign objects, or suffering injuries from sharp objects or household appliances.

Pet insurance offers financial protection against unexpected accidents. With comprehensive coverage, you can focus on your cat's recovery without worrying about the cost.

Wrapping it all up

Indoor cats live a more sheltered life, but they're not immune to health issues or accidents. Investing in pet insurance can prevent hefty veterinary bills from disrupting your budget, offering a safety net that makes it easier to manage your cat’s health.

Looking for the Best Way to Protect Your Indoor cat?

Contact our experts today to learn about how to protect your indoor cat. Alternatively, you can visit our plans page to find out more about the details of the plans we offer.