Horse insurance by Pet-n-Sur...
NZ horse owners #1 Choice
Build your own tailored plan that meets your needs and budget from New Zealand's leading equine insurance provider. We're here to help you meet unexpected expenses if your horse is injured or becomes ill as well as additional cover for mortality, floats, trailers and horse-drawn buggies, saddlery and tack, loss of entry fees and disposal costs.
You choose, Your options, Your plan!
Customised equine insurance to suit your needs
Take control of your pet's insurance with our innovative Equine BYO plan builder. This easy-to-use tool lets you design a policy that suits your needs and budget by choosing the specific inclusions and exclusions you want.
Whether you're looking for comprehensive coverage or just the essentials, you can create a plan that’s as unique as your horse. Start building your personalised insurance plan today and enjoy peace of mind knowing you're covered where it matters most.
Horse Insurance Made for Kiwis, by Kiwis
At Pet-n-Sur, we’re here to help you protect your beloved horses with care and dedication. As New Zealand’s trusted equine insurance provider, proudly 100% Kiwi-owned and operated, we understand the unique connection you share with your equine companions.
Our approach is different – it’s personal, compassionate, and tailored. We underwrite all our equine insurance policies directly, ensuring a seamless experience from start to finish. With an impressive 99.3% of claims settled within 14 days, you can count on us for quick and reliable support.
Whether you’re looking for flexible premiums or coverage specifically designed for horses, Pet-n-Sur has you covered. Trust us for an authentic Kiwi approach to equine insurance – because your horses deserve exceptional care every step of the way.
Some reasons why thousands of animal lovers throughout NZ have decided to choose us
$59M
of pet medical bills
paid (and counting!)
99.3%
of claim payments
made within 14 days
19years
We have been insuring our NZ clients
100%
Proudly 100% NZ owned
and managed.
Why you should consider horse insurance
Horses can be more expensive to keep than dogs or cats and they tend to come with higher vet bills too. By taking out horse insurance, NZ customers will have help managing financial obligations associated with injury, illness or theft.
We offer fully customised equine cover NZ wide - we can take into account a range of factors, including your horse’s age, breed, value and the cost of gear you insure, to give the best level of protection possible.
Whether your horse is a loyal companion or working animal, ensuring you can look after them in their time of need will ease some of the burden and stress if the unexpected happens.
Fast and hassle-free claims handling
In the past three years, we've helped our clients pay over $37M in veterinary bills, with 99.3% of claim payments made within 14 days.
Get an instant online quote for horse insurance by filling out a few details to receive a personalised quote and explore various coverage options. We pride ourselves on transparency, clearly outlining coverage limits and exclusions.
Not sure which plan is best for your horse ? If you need assistance selecting the right insurance, contact us via our contact page.
Why choose Pet-n-Sur?
100% NZ owned and managed, Pet-n-Sur is proud to offer industry-leading equine insurance NZ wide. Throughout the country, animal lovers choose Pet-n-Sur because we give you the peace of mind that you and your horse will be protected when you need it.
We underwrite our own policies, making claims processing simple and straightforward and we understand that owning a horse is expensive, but it is also extremely rewarding.
We are here to help you keep them safe and healthy.
Safeguard your horse with
tailored, reliable
insurance coverage
What do customers say?
